Deposit Analysis Blog for Credit Unions and Banks
Learn About Deposit Analysis From Our Experience
Internal funding dollars are significantly more valuable
In the last two years, the Fed interest rate consistently rose from a long near-zero period to 5.25 -5.5% today,
Boris Masip appointed CEO
Dave McNab, President of the Board, is pleased to announce the appointment of Boris Masip to the position of CEO
DEPOSITS CAN FUEL YOUR LENDING
Community Banks and Credit unions have to rethink their deposit strategies to maintain their lending profitability
Revolutionize your Deposit Management
Advanced analytics enable you to focus on the value you deliver to your customers
Managing Deposit Cannibalization
The Money market savings migration to products paying higher returns is an example of cannibalization. Our ADM Solution helps institutions manage cannibalization.
Banking Shifting Priorities in 2H 2023
If you read this newsletter, you know about the impact of rising interest rates on the banking industry. While credit
Understanding Demand Signal – strive for competitive advantage.
We all faithfully gather competitor interest rates regularly to help inform pricing decisions. Is that enough? Today, umpteen interest rate
Deposit Pricing – developing a defensible point of view
Developing a defensible point of view about the deposit pricing rates you should offer is challenging. There are many factors
Funding Needs – Active Deposit Management
Every Credit Union and Bank has a different balance sheet scenario and funding needs that require a unique response. Yet,
Why do I need an Active Deposit Management Strategy?
An Active Deposit Management Strategy means actively optimizing deposit-gathering tactics to attract the funding your institution needs, minimizing the cost