Credit Union KPI Benchmarks (USA)
Credit Union Key Performance Indicators (KPI) Metrics
Your Complimentary Peer Ratio Comparisons, Benchmarks
4 Controllable Performance Drivers in 1 KPI Metric
Productivity Ratio =
Revenue generated per dollar of staff cost =
Price X Position X Service Level / Staff Mix
The Productivity Ratio we developed breaks down into 4 controllable components (Price, Position, Service Level, Staff Mix).
1% change in Productivity Ratio typically changes the bottom line by 2.5%
1% change in any sub-ratio changes the Productivity Ratio by 1%..
Revenue / (Earning Assets + Liabilities)
How much income your deposits and loans generate per dollar
Members / Staff Count
How much service you are providing per staff member
(Earning Assets + Liabilities) / Members
How much business your members generate per person
(Compensation & Benefits) / Staff Count
How much your staff costs per staff member
Watch the Explainer Video
Tips for using the app:
- Expand the report frame below to full screen (toggle at bottom right) for best viewing.
- If you are not familiar with BI reporting get started by clicking the help icon in the KPI benchmarks app.
Peer Ratio Comparison
Filter (or drill down) to Credit Union comparable peer groups based on Assets, Loan to Deposit ratio, Region, City, Zip Code and individual Credit Unions, showing the results for each Credit Union in your custom Peer Group.
The peer comparison visualization is conditionally formatted to highlight the relative rank of the values reported. Date filters can also be applied to look at any period back to December 2011.
Trend & Distribution Analysis
Credit Union KPIs over time let you see industry trends. Frequency distribution charts show the range of KPI metric ratio values and number of Credit Unions for your selected group.
Filters applied in KPI Peer Comparison, Trends, and Frequency Distribution reports are synchronized to your selections.