Deposit Analysis Blog for Credit Unions and Banks
Learn About Deposit Analysis From Our Experience
Boris Masip appointed CEO
Dave McNab, President of the Board, is pleased to announce the appointment of Boris Masip to the position of CEO
DEPOSITS CAN FUEL YOUR LENDING
Community Banks and Credit unions have to rethink their deposit strategies to maintain their lending profitability
Revolutionize your Deposit Management
Advanced analytics enable you to focus on the value you deliver to your customers
Managing Deposit Cannibalization
The Money market savings migration to products paying higher returns is an example of cannibalization. Our ADM Solution helps institutions manage cannibalization.
Banking Shifting Priorities in 2H 2023
If you read this newsletter, you know about the impact of rising interest rates on the banking industry. While credit
Understanding Demand Signal – strive for competitive advantage.
We all faithfully gather competitor interest rates regularly to help inform pricing decisions. Is that enough? Today, umpteen interest rate
Deposit Pricing – developing a defensible point of view
Developing a defensible point of view about the deposit pricing rates you should offer is challenging. There are many factors
Funding Needs – Active Deposit Management
Every Credit Union and Bank has a different balance sheet scenario and funding needs that require a unique response. Yet,
Why do I need an Active Deposit Management Strategy?
An Active Deposit Management Strategy means actively optimizing deposit-gathering tactics to attract the funding your institution needs, minimizing the cost
Capitalize on higher interest rates with Active Deposit Management
To capitalize on the higher interest rates with Active Deposit Management (ADM), you must start by understanding the dynamics of your deposit portfolio. That is understanding, for example, when customers start to migrate to a given product and whether the migration can be pinpointed to specific demographics, tenor groups, or geographical areas. You must do that proactively to retain and grow the hard-won relationships in your credit union/bank. The ADM Framework aims to help you continue doing what you do better. In straightforward, efficient, and effective ways.